LIVE GREAT PROGRAMME
The first built-in health and wellness initiative from a life insurer in Singapore goals to empower and reward policyholders and the group to stay more healthy and higher.
GE tells The Sunday Times that it arose from in depth buyer insights and analysis displaying that a widespread concern was health and wellness issues, particularly the rising value of medical care.
The programme, which began in 2012, is constructed on 5 pillars: wellness instruments, health ideas, cellular apps, workshops and occasions and unique privileges with the Live Great Card.
Mr Colin Chan, GE’s managing director of group advertising, says that because the programme’s inception, greater than 1.5 million individuals have participated in its health and wellness occasions and workshops. Major initiatives include the GE Women’s Run and GE Bubble Dash Run.
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GE LIVE GREAT CARD
The Live Great card is free and gives entry to health-related privileges from retailers and health suppliers. It is obtainable to all GE policyholders who join it by way of its web site. It will probably be prolonged to Overseas Assurance Corp (OAC) policyholders with annualised plans from July 1.
GE has multiple million Live Great card members throughout Singapore, Malaysia and Indonesia and greater than 120 service provider companions within the area providing health and wellness privileges to cardmembers.
LIVE GREAT HEALTHY REWARDS PROGRAMME
Policyholders of GE’s Supreme Term (a time period insurance coverage plan) and PayAspositive plan take pleasure in premium rebates of 15 per cent for the primary two years and a one-time 30 per cent premium rebate for the third yr, as an incentive to take care of a wholesome way of life.
Mr Colin Chan, GE’s managing director of group advertising, says Health Connect provides clients larger peace of thoughts because it provides preauthorisation of medical bills earlier than admission.
PayAspositive is an revenue safety plan that gives policyholders a month-to-month revenue profit when they’re unable to work because of an sickness or damage.
More than 10,000 of eligible Supreme Term or PayAspositive policyholders have been provided this programme after present process a easy biometric check to evaluate key indicators similar to Body Mass Index, ldl cholesterol and blood strain.
This is a three-month scheme aimed toward enhancing the health degree of first-time runners main as much as the Great Eastern Women’s Run. Non-runners are empowered to take the primary steps to more healthy dwelling with a complimentary starter’s package together with trainers, operating T-shirt, exercise tracker and an train plan.
As a part of the coaching, Madam Teo Yok Wan, who had been recognized with hypertension and excessive ldl cholesterol, brisk-walked and ran 3 times every week.
At the top of three months, not solely did Madam Teo, 65, handle to finish her first 21.1km run however her blood strain and levels of cholesterol additionally returned to regular .
“When I first started to run, I was panting and trying to catch my breath. My daughter suggested I start with brisk-walking. So I did and managed 3km. Then 5km. And I kept going further… I can’t believe I completed the 21km in three hours and three minutes,” she says.
LIFE PROGRAMME FOR GE EMPLOYEES
This programme rewards GE employees with Life factors (1 Life level = $1) that can be utilized for health and wellness advantages, together with services provided by Live Great Programme companions, fund premiums for insurance policy from GE in addition to medical bills.
For instance, Ms Tabitha Tan, 52, commonly participates in Life Programme actions such because the vertical problem which includes climbing flights of stairs on the workplace. She not has hypertension, workouts 3 times every week and retains a nutritious diet.
Around 75 per cent of employees on the Great Eastern Group take part within the programme, which has seen extra staff enhance their biometric health evaluation scores, which in flip has contributed to raised general work-life stability and better productiveness.
HEALTH AND WELLNESS CREDIT CARDS
In collaboration with OCBC Bank, GE provides the OCBC Great Eastern Cashflo card (Singapore) and the OCBC Great Eastern Co-Branded Live Great card (Malaysia).
Besides offering entry to health and wellness privileges, the OCBC Great Eastern Cashflo card presents 1 per cent money rebates on chosen GE and OAC endowment and safety plans.
GE HEALTH PLANS
Health Connect, which began in March, is a complimentary and non-compulsory call-in service that helps clients make appointments with medical specialists and provides pre-authorisation of medical bills earlier than admission.
It is just for clients of GE’s built-in Shield (hospitalisation) plan, Supreme Health.
The call-in service on 6563-2233 helps with scheduling an appointment with GE’s chosen panel of docs throughout 20 medical specialities. But appointments with specialists at restructured hospitals should be made by the affected person or his subsequent of kin.
After the session and analysis, Health Connect will permit the evaluation of the policyholder’s medical bills earlier than hospital admission, based mostly on the estimated invoice measurement, towards the IP protection and rider. A certificates of pre-authorisation will then be offered, which waives the hospital admission deposit.
And claimable bills will probably be settled instantly with the hospital, which leads to comfort and a hassle-free discharge because it does away with the necessity to watch for reimbursement.
Mr Chan says: “This offers customers greater peace of mind as it manages certainty at the beginning, rather than at the point of claims reimbursement after discharge.”
At the beginning of this month, GE rolled out a brand new built-in Shield plan (IP) rider, Total Health Platinum Select, for its IP that covers personal hospitals.
This provides full protection from the primary greenback up by taking good care of the deductible and co-insurance elements of the policyholder’s invoice. The waiver of the 2 elements is conditional on the policyholder utilizing the pre-authorisation service by way of Health Connect.